All-new Mera Kharcha and Mera SMS, Stay tuned on 1 November 2026 and for iOS on 15 November, launching soon!

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ABOUT US

Who makes Mera Kharcha
and Mera SMS.

Two Android apps by Codexcollab: Mera Kharcha to track everyday spending, and Mera SMS to keep your messages in order. They work on their own, or together for automatic expense tracking.

WHAT WE BUILD

Simple tools for everyday money.

Mera Kharcha

An expense tracker for daily kharcha: type or speak a payment, see where the month went, share with family and get bill reminders. See the features.

Mera SMS

An SMS app that keeps OTPs, bank alerts and offers apart from personal chats, and can turn payment messages into expenses. See the features.

The blog

Practical articles on budgeting, UPI payments and money habits, written by Lokesh Badolia. Read the blog.

HOW WE WRITE

Plain advice. Kept up to date.

Our articles explain general money habits, not personal financial or tax advice. When the apps change, we update the posts that describe them and add the date of the update at the top. Tax and investment topics link to their sources; check your own situation with a professional.

GET IN TOUCH

Talk to us.

Email merakharcha.support@gmail.com, or find us on Instagram and X. Read how we handle data in the Mera Kharcha and Mera SMS privacy policies.