All-new Mera Kharcha and Mera SMS, Stay tuned on 1 November 2026 and for iOS on 15 November, launching soon!

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Mera SMS

SMS APP FOR ANDROID

Less spam.
OTPs in one tap.

Bank alerts, OTPs and offers stay apart from personal chats.
Block spam senders and find any message fast.

Available now on Android. Free with ads.
No account needed to text. Set Mera SMS as your default SMS app.

Example: your inbox, sorted by type
Bank alerts, OTPs and chats.
Each in its own place.
Your SMS inbox, sorted

OTPs, bank alerts, offers and spam, kept apart.
Personal messages stay easy to find.

01Clean interface

A simple SMS app without the clutter.

An Android SMS app built around everyday conversations. Read, search, and reply from a simple inbox, with the useful controls close at hand.

  • Pin the conversations you return to.
  • Archive quiet chats and star messages worth keeping.
A clean Mera SMS inbox with personal, code, transaction and other message categories
Clean interface

03Block unwanted SMS

Block spam senders and unwanted words.

Block a sender or messages containing chosen words. Mute a noisy conversation when you want to keep its messages without being interrupted.

  • Control unwanted senders and words.
  • Keep notification settings in your hands.
Mera SMS blocking confirmation for a selected sender
Block unwanted SMS

04Spam detection

Spam goes to its own folder.

On-device rules help separate spam from the messages you want. Spam stays in its own folder and is silent by default, so your main inbox is easier to use.

Detection can make mistakes. Check the spam folder occasionally and adjust sender categories when needed.

Mera SMS inbox with a sender menu open on the mark-as-spam option
Spam detection

0530-day spam cleanup

Auto-delete old spam and OTPs.

Turn on automatic cleanup to remove spam after 30 days. You can choose 1, 7, or 30 days for old spam and codes, keeping yesterday’s clutter out of tomorrow’s inbox.

Cleanup runs when you open the app. Deleted messages cannot be restored unless you have a backup.

Mera SMS setting for automatically deleting spam after 30 days
30-day spam cleanup

06Quick replies

Reply straight from the notification.

Reply directly from a notification, or use a saved quick reply for the things you say often. Keep a conversation moving without typing the same message again.

  • Reply from notifications.
  • Reuse your saved responses.
Quick replies settings in a Mera SMS conversation
Quick replies

07Inbox categories

Bank alerts, OTPs and offers, kept apart.

Keep personal messages, verification codes, transactions, offers, and updates in useful groups. Sorting happens on your phone, with sender categories you can change.

  • Find conversations separately from payment alerts.
  • Correct a sender’s category when needed.
Mera SMS inbox grouped into transaction, offer and update categories
Inbox categories

08Copy verification codes

Copy OTPs with one tap.

Verification codes are highlighted with a Copy button, including in notifications. Copy the code you need without searching through a whole conversation.

Mera SMS inbox highlighting verification codes with copy controls
Copy verification codes

09Scheduled messages

Schedule an SMS to send later.

Touch and hold Send to schedule a text for later. Cancel the scheduled message from its conversation any time before it sends.

Delivery timing is approximate. Android battery and background restrictions can delay sending.

Mera SMS message composer with a scheduled send date and time
Scheduled messages

10Dual SIM

Pick which SIM sends each text.

Choose which SIM sends a text on supported dual-SIM phones. Use delivery reports and filter your inbox by SIM when you want to separate messages.

Mera SMS message composer offering two SIM cards to send from
Dual SIM

11Private conversations

Hide private chats behind your screen lock.

Move a chat into the private area to hide it from normal lists, search, and notification text. Open it using your phone’s screen lock or biometrics.

This protects access inside the app. SMS is not end-to-end encrypted.

Mera SMS conversation menu with the option to make a conversation private
Private conversations

12Backup & restore

Back up and restore your SMS.

Save SMS and app organization settings to a backup file, then restore them later. You can also export a conversation as text.

MMS pictures are not included. Store backups securely: the files contain message content.

Mera SMS backup and restore settings with a local backup status
Backup & restore

13Themes & text size

Dark mode, bigger text and swipe actions.

Choose light or dark mode, adjust message text size, and set your preferred swipe action. Tune notifications to match how you use your phone.

Mera SMS text size setting with theme and display preferences
Themes & text size

1429 languages

Use it in Hindi, Tamil, Bengali and 26 more.

Choose from 29 languages, including English, Hindi, Bengali, Tamil, Urdu, Arabic, and Spanish. Or let Mera SMS follow the language already set on your phone.

Mera SMS language selection screen showing several available languages
29 languages

15Optional expense tracking

Turn bank SMS into expenses.

Connect Mera Kharcha to turn eligible bank, card, and UPI payment messages into expenses. Use the same Google account in both apps and enable Auto-track payments in Mera SMS.

  • No bank-account linking or bank password.
  • Messaging works without an account or auto-tracking.

Optional and off by default. Consent allows eligible payment messages to be sent to our server. Review payments in Mera Kharcha; supported formats vary.

Mera SMS settings showing the optional Mera Kharcha payment tracking setup
Optional expense tracking

FAQ

Before you make it your default SMS app

Will changing my default SMS app lose my messages?

Your messages remain in Android’s message store. Mera SMS reads that store when it becomes the default app. You can switch back in your phone’s settings. Uninstalling Mera SMS removes its own settings, but does not remove the system’s message store.

Does “private” mean messages are encrypted end to end?

No. SMS and MMS use your mobile carrier’s services. The private-conversation feature controls access inside Mera SMS using your screen lock. It does not change how SMS travels through the carrier.

Do my messages leave my phone?

Ordinary inbox organization happens on your phone. Sending SMS/MMS uses your carrier. If you enable auto-tracking, eligible payment messages go to our server. Ads, crash reporting, and feature configuration also use network services. Read the Mera SMS privacy policy for the full explanation.

Can I use Mera SMS without auto-tracking?

Yes. Auto-tracking is optional and off by default. Leave it off and use Mera SMS for messaging.

Guides on saving money and tracking spending.

All articles

Some articles describe earlier app versions. These product pages explain how the apps work today.

Get a cleaner
SMS inbox.

Get Mera SMS

Available for Android. Free with ads.