All-new Mera Kharcha and Mera SMS, Stay tuned on 1 November 2026 and for iOS on 15 November, launching soon!

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DAILY KHARCHA, MONTHLY KHARCHA, GHAR KHARCHA

Your daily kharcha, sorted.
No notebook needed.

Chai, sabzi, petrol, auto, rent. Write each kharcha in a few seconds and see your monthly total without adding up pages of a kharcha book.

WHAT YOU CAN TRACK

Every kind of kharcha, in one place.

Daily kharcha

Add each payment with an amount, category and date. Cash, UPI or card.

Monthly kharcha

See the month’s total, top categories and a spending calendar.

Ghar kharcha

Bring household spending together with Family mode.

Jama kharch

Record income too, so you know what came in and what went out.

Find old kharcha

Search by date, amount, category or bank and card label.

In your language

Use the app in Hindi or 28 other languages.

HOW IT WORKS

How to get started

1. Add it

Type the amount and pick a category. Premium lets you speak it.

2. See the month

Charts show where the month’s kharcha went.

3. Spot changes

Highlights point out a category that has grown.

Want payments added for you?

Mera SMS can turn eligible bank, card and UPI payment messages into kharcha entries. It is optional and off by default. See how auto-tracking works.

FAQ

Common questions

What does “kharcha” mean?

Kharcha is Hindi for expense or spending. “Mera Kharcha” means “my expenses”. Daily kharcha is what you spend in a day, and ghar kharcha is the household spending: rent, groceries, bills and the rest.

Can I keep a jama kharch (income and expense) record?

Yes. Add income as well as expenses, each with a date and category. The charts show what came in and what went out for the week, month or year.

Is the daily kharcha app free?

Yes. Adding expenses and income, charts and search are free with ads. Every new account gets one 7-day Premium trial. Voice entry, bill reminders and some sharing features need Premium.

Can I use it in Hindi?

Yes. Mera Kharcha is available in 29 languages, including Hindi, Bengali, Tamil and Urdu. Choose one in Profile or let the app follow your phone.

Can my family add to the same ghar kharcha?

Yes, with Family mode. Members join with an invite code and add their own expenses. Joining is free. Creating a family and viewing other members’ expenses need Premium.

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FREE ON ANDROID

Start tracking today.

Free on Android. Optional Premium with a 7-day trial.