Monthly charts
Categories, payment methods, top places and a spending calendar.
BUDGET APP FOR INDIA
A budget starts with knowing
where the money went.
Mera Kharcha records every rupee you spend and shows it by category, week and month. Plan your salary from what you really spend, not from a guess.
WHAT YOU GET
What helps you plan a budget
Family budget
Family mode puts the whole household’s spending in one view.
Bill reminders
Rent, EMIs and subscriptions get a reminder before they are due.
Ask AI
Ask where the money went or compare two months in plain words.
Cash, UPI and card
Record every payment method, not only the ones your bank sees.
Any period
Look at a week, a month, a year or the dates you choose.
HOW IT WORKS
How to get started
1. Track a month
Add every expense for 30 days, cash included.
2. Read the charts
Find the categories that take the most.
3. Set your plan
Decide what to keep, cut and save next month.
Mera Kharcha is a tracker first
It does not set limits or block spending. It gives you an honest picture of your money, which is what a realistic budget needs.
FAQ
Common questions
Does Mera Kharcha set a monthly budget limit?
No. It does not set spending limits or send overspend alerts. It shows what you actually spent, by category and month, so the budget you plan is based on real numbers.
How do I budget my salary with it?
Track every expense for one month. Then compare your needs, wants and savings with a plan such as the 50/30/20 rule, and check the charts each week to stay close to it.
Can I manage a family budget?
Yes. Family mode shows every member’s expenses in one view. Joining is free. Creating a family and viewing other members’ expenses need Premium.
Is the budget app free?
Yes. Adding expenses and income, charts and search are free with ads. Every new account gets one 7-day Premium trial. Voice entry, bill reminders and some sharing features need Premium.
Read next
FREE ON ANDROID
Start tracking today.
Free on Android. Optional Premium with a 7-day trial.